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Marketplace health plans are required to provide essential health benefits to ensure comprehensive coverage for individuals. These requirements include coverage for emergency services, prescription drugs, and mental health services.

Specifically regarding wellness exams, while health plans must provide preventive services without cost-sharing, the requirement is not strictly limited to exams occurring only once per year. Many plans offer multiple types of preventive services throughout the year, focusing on various health issues based on age, gender, and risk factors. Therefore, the notion that coverage for wellness exams is limited to only once per year does not align with the broader requirements set for Marketplace health plans, making this an incorrect assertion.

In essence, having flexible and frequent access to wellness examinations is essential for promoting health and addressing potential issues early, paralleling the intent of the Affordable Care Act to enhance overall public health.